KEEPING TRACK OF YOUR COSTS

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Purchase Price   
$______________________________
Total Owing
$______________________________
Less Mortgage Amount
$______________________________
Still needed as down payment 
$______________________________
PLUS
The following are other possible purchase costs:
Mortgage inspection/processing fee
$______________________________
High ratio insurance application fee, $75 if applicable
$______________________________
High ratio insurance, if applicable
$______________________________
If the purchase is a new home, GST will be added
$______________________________
Provincial Property Transfer Tax,  1% up to $200,000 and 2% on the  balance of the purchase price
$______________________________
Legal Fees (lawyer/notary) 
$______________________________
Land Survey, if not available (lawyer/notary)
$______________________________
Miscellaneous closing adjustments such as utilities
$______________________________
Mortgage interest adjustment, if applicable
$______________________________
Total purchase costs
$______________________________
Funds required upon closing (down payments plus other purchase costs)
$______________________________